Morals are formed out of a person's values. Values are the foundation of a person's ability to judge between right and wrong. Morals build on this to form specific, context-driven rules that govern a person's behavior. They're formed from a person's life experience and are subject to opinion.
For example, someone's morals might indicate they're opposed to murder. That's a pretty general rule of thumb. But what about something more mundane? While one person's morals might tell them not to gossip, another person's morals might be quite different. They might not consider gossip to be a bad thing. Consider the following examples of morals and see how many line up with your core values and beliefs.